Start Saving

Today, it’s more important than ever to plan for retirement. Many people grew up with social security, a pension plan, and personal savings. Today however, many employers no longer offer a pension plan. Because of the changing retirement environment, ¹ most financial advisors say you need at least 70% of your income to live comfortably. Have you planned for your retirement years? Use our retirement calculator to help you determine how much you should be saving.

To start saving with a 403(b) or 457(b) Plan, contact your employer. You will need to:

• Find out if you are eligible
• Get the list of approved vendors
• Complete a salary reduction agreement with your employer

Once you have chosen a vendor, contact them to complete an application to set up your account. 

Please note that the completed salary reduction agreement must be approved by your Plan before your payroll deductions may begin.